Out of curiosity, I logged onto the South Dakota Insurance Exchange for the Affordable Care Act (Obamacare) just to see what my premiums would be.
The message I got was: “(your age exceeded the limit for individual health insurance and you will not be matched to our health insurance network). However, you may qualify for Medicare Supplemental Insurance, a special health insurance product” Isn’t the fine print always fascinating? I hope everyone tries this experiment in their own state to see what the impact on their insurance will be and also checks to make sure that they can continue seeing the same doctor, another promise that merits verification. You do not have to worry if your company is currently paying for your health insurance, unless, of course, your company decides no longer to do so (as have a number of quite large corporations).
We indeed do have to read the law to find out what is in it.
If you are not pleased with the results, you still have time to contact your representatives in Washington.
Here is some additional information on Obamacare that may be useful, taken from http://www.bloomberg.com/news/ 2013-09-30/ obamacare-exchanges-start-as-qu estions-abound-health-q-a.html:
“The exchanges are open to people who buy coverage on their own and employees of businesses with 50 or fewer workers, as well as those currently shut out of insurance because of cost or a medical condition.
Subsidies are available, on a sliding scale, to those making as much as four times the poverty level, which is $11,500 for a single person and $24,000 for a family of four. Those making less than 138 percent of poverty will be eligible for Medicaid if they live in one of the 26 states set to expand the program.
Insurance buyers have to pay their first month’s premium within 30 days of choosing a plan and the policies don’t take effect until Jan. 1. “
note: I searched under “South Dakota Insurance Exchange” on Google to check my new premium costs and the various insurance options that I would have under Obamacare. In spite of prominent Democrat Tim Kain’s assertion that one of the advantages of the exchange was the number of policies we would have to chose from, my age precluded me from any of South Dakota’s options other than Medicare (if I qualified). I think healthcare.com will work for anyone anywhere to check out their own state’s insurance exchange once their zip code is entered. You too can find out whether you fall through the cracks, whether your deductions go way up, whether you can still see the same doctors, what your premiums will cost.
***Gary A. Howie MSc, PhD*** is a business owner/rancher and a Life & Liberty News contributor
healthcare.com? Why are you directing people to that site rather than http://www.healthcare.gov, the official federal health exchange website South Dakota has chosen to provide its exchange services?
And why are you complaining about being eligible for Medicare? That’s how the ACA was designed: folks with Medicare already have guaranteed access to quality health insurance. The ACA doesn’t affect Medicare- eligible citizens.
The health insurance exchange will save my family nearly $4,000 a year in premiums. I am very pleased with that result.